Summary
Phil Hack is a fintech-focused polyglot engineer and engineering leader with 11 years of experience building payments, banking, and high-throughput financial systems. Currently Head of Engineering, Cards at Tide, he has led greenfield card and business account platforms end-to-end, combining hands-on coding in Go, Kotlin, Java and Node with strategic architecture and org-level decision logs. As a founder and former CTO he scaled products from MVP to funded startup and reduced deployment time from weeks to minutes by creating reusable templates and lean processes. He’s driven large-scale migrations, event-driven architectures, and risk/ledger systems at companies like Deliveroo and MarketFinance, while also formalizing interviewing rubrics and runbooks to raise engineering consistency. Based in London, he pairs entrepreneurial initiative with deep operational experience across cloud, databases, and messaging systems.
11 years of coding experience
18 years of employment as a software developer
BTECH Information Technology, BTECH Information Technology at Kwantlen Polytechnic University
MCPD ASP.NET 3.5 MCSA Server 2003, MCPD ASP.NET 3.5 MCSA Server 2003 at Microsoft Certifications