Rafael Izidoro is a seasoned software engineer and founder with 12 years of experience building consumer and fintech platforms from Brazil’s early real-estate marketplaces to P2P lending and payments migrations. He has repeatedly moved between hands-on engineering and leadership—co-founding startups like Imobly and Noverde, serving as CTO and later founding Rispar—bringing product-minded technical direction to early-stage companies. His background spans full-stack systems, payments and credit products, large-scale data migrations (Vtex to Adyen), and integrations across marketplaces and insurance comparisons. Rafael combines formal study in blockchain (Oxford, Udacity) and finance with practical delivery of ranking systems and publishing platforms, showing a rare blend of domain depth and implementation focus. Currently contributing to a stealth startup after a spell in core team roles at fintechs, he’s comfortable shipping MVPs and iterating into scalable services. A detail that often goes unnoticed: he has consistently worked at the intersection of consumer marketplaces and financial tooling, making him particularly effective at products that monetize user trust and data.
12 years of coding experience
17 years of employment as a software developer
Computer Science, Computer Science at Universidade Santa Cecília
Certificate Oxford Blockchain Strategy Programme, Certificate Oxford Blockchain Strategy Programme at Saïd Business School, University of Oxford
Nanodegree Blockchain Developer, Nanodegree Blockchain Developer at Udacity
Certificate Finance and Financial Management Services, Certificate Finance and Financial Management Services at Instituição de Ensino FIPE
Bring some useful HP-12C and Excel financial formulas to Ruby ;)
Contributions:1 review, 61 commits, 24 PRs in 4 years 4 months
financialformulasloanhp12cruby
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