Rahul Saini
Head Of Credit, India at Empower (Tilt)
Bengaluru, Karnataka, India
Summary
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Senior🎓
Top SchoolRahul Saini is a credit and data science leader with 12 years of experience building data-driven decision frameworks for NBFC, fintech, and e-commerce businesses. Currently Head of Credit, India at Empower (Tilt), he has a proven track record of scaling profitable unsecured and secured lending products—from launching an EV-secured lending program to steering the acquisition and integration of ZestMoney into DMI Finance. He blends hands-on data science (developing application, alternative-data and behavioral scorecards) with portfolio-level risk strategy, unit-economics-driven pricing and fraud mitigation. Known for building high-performing, geographically distributed risk teams, he also retains a quantitative edge from earlier work in high-frequency trading and e-commerce ML systems. Based in Bengaluru, Rahul combines product-focused experimentation with rigorous portfolio monitoring to keep credit losses low while driving growth.
12 years of coding experience
9 years of employment as a software developer
Bachelor of Technology (BTech), Computer Science and Engineering (CSE), Bachelor of Technology (BTech), Computer Science and Engineering (CSE) at Chandigarh Group Of Colleges
English, Hindi, Punjabi, French
Github Skills (7)
sequence3
translation2
machine-learning2
nlp2
sequence-to-sequence2
machine-translation1
neural1
Programming languages (1)
Github contributions (5)
reetawwsum/Facial-Keypoints-Detection
Jun 2016 - Jul 2016
Contributions:51 commits, 19 pushes, 1 branch in 6 days
reetawwsum/Java-Chatroom
Jul 2013 - Mar 2014
Contributions:4 commits in 8 months
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