Summary
Ralph Liu is a serial founder and fintech innovator with decades of cross-border experience building markets, products and platforms that blend blockchain, derivatives and co-ownership economics. As Chairman & CEO of Advanced e-Financial Technologies and founder of ventures from TurboChains and CoinsDex to WeCoOwn and MuleChain, he has launched pioneering RMB interest-rate swaps, fixed-rate mortgage products in China and numerous blockchain-backed marketplaces for assets, delivery and identity. His career spans senior trading and structuring roles at UBS, Chase and Morgan Stanley to leadership at China Everbright Bank and a profitable derivatives firm in Singapore that captured global institutional clients across 26 countries. Ralph combines deep quantitative training (Wharton MBA, graduate engineering and CS studies) with practical licensing across finance, real estate, insurance and yacht brokering, enabling him to execute complex regulated product rollouts. He is building new experiential economies—robot sports, humanoid robot identity registries and senior-focused lifestyle platforms—that reveal a willingness to pair grand vision with granular operational control. Unusually, he holds multiple citizenships and residencies and runs both boutique brokerages and large-scale tech deployments from his base in Southern California.
10 years of coding experience
17 years of employment as a software developer
BSE, BSE in Chemical Engineering, BSE, BSE in Chemical Engineering at National Taiwan University
Graduate Study, MA in Economics, Graduate Study, MA in Economics at New York University
MChE, MChE in Chemical Engineering, MChE, MChE in Chemical Engineering at Rice University
MBA, MBA in Finance, MBA, MBA in Finance at The Wharton School
Doctoral Study, PhD in Chemical Engineering, Doctoral Study, PhD in Chemical Engineering at University of Michigan
Graduate Study, MSE in Computer and Information Science, Graduate Study, MSE in Computer and Information Science at University of Pennsylvania
English, Chinese, Russian