Summary
🤩
Rockstar🎓
Top SchoolRamon Garate is a founder and software engineer based in Berlin who builds coding agents and payment-focused infrastructure, currently leading Cord and Pretzel AI (YC W24) while developing Lumen Payments. With a background that spans engineering roles at Stripe and Klarna and leadership at Root Global, he combines hands-on integration work with product vision for fintech and AI tooling. Trained in mechatronics and industrial engineering (Cranfield University and EHU), Ramon brings a systems-oriented approach to automating developer workflows and payment rails. Though early in his startup journey, he moves quickly from prototype to product and blends domain knowledge across robotics, payments, and agentic software. Colleagues describe him as founder-first and implementation-driven, with a knack for turning complex integrations into dependable developer experiences.
2 years of coding experience
5 years of employment as a software developer
Y Combinator
Master’s Degree, Industrial Engineering, Master’s Degree, Industrial Engineering at EHU
Master of Science - MS, Mechatronics, Robotics, and Automation Engineering, Master of Science - MS, Mechatronics, Robotics, and Automation Engineering at Cranfield University
Spanish, Basque, English, German