Summary
Raphael Cardoso is an FP&A and business-data specialist based in São Paulo with eight years of experience translating complex datasets into strategic financial decisions across fintech and insurance. With an MBA in Business Analytics & Big Data from FGV and a strong background in budgeting, monthly closings and feasibility studies, he has driven reporting and dashboards that improved operational efficiency at PicPay and PagSeguro PagBank. He pairs rigorous SQL and BI tooling skills (Oracle, SQL Server, Power BI) with hands-on product partnership to prioritize actions that impact customer-facing operations. Unusually for a finance professional, Raphael also develops games and VR prototypes in Unity and Unreal, reflecting a practical software mindset that helps him prototype analytical solutions and automate processes.
8 years of coding experience
Master of Business Administration - MBA Executivo Business Analytics e Big Data Estatística Aplicada a Negócios, Master of Business Administration - MBA Executivo Business Analytics e Big Data Estatística Aplicada a Negócios at FGV - Fundação Getulio Vargas
Bacharelado em Administração Administração de Empresas, Bacharelado em Administração Administração de Empresas at Universidade Santa Úrsula