Ray X is a Senior Product Manager based in the New York City area with a decade of cross-disciplinary experience building data-driven payments and lending products at large financial institutions and fintechs. He has led embedded payments and lending initiatives at JPMorgan Chase, scaled product capabilities at BlockFi, and currently shapes strategy and execution at Cari Network. With an engineering foundation from Cal Poly and early hands-on roles at FedEx and in mechanical engineering, Ray blends technical fluency with product vision to deliver durable, integration-first solutions (APIs, data pipelines, and developer experiences). Ambitious about becoming a sophisticated software engineer, he brings an uncommon mix of systems thinking and operational rigor to bridge engineering, risk, and commercial outcomes.
10 years of coding experience
6 years of employment as a software developer
BSc, Computer Science, BSc, Computer Science at University of Nottingham
Shude High School
Master of Science, Networked Computer Systems, Master of Science, Networked Computer Systems at University College London, U. of London
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Ray Xia - Head Of Trading And Technology at Huobi Europe