Ruilin Zhao is a Senior Data Scientist with nine years of experience applying statistical modeling and machine learning across payments and fintech at PayPal and American Express. Trained at UPenn (M.S. in Data Science) with a statistics background from UIUC, he has moved from analytics internships to production ML roles in San Jose, New York, and now Singapore. His work emphasizes turning research and project prototypes into operational solutions for transaction analytics and risk, balancing rigorous experimentation with scalable deployment. A globe-trotting practitioner, he pairs academic rigor with practical product impact—and off-hours humor on GitHub hints at a playful side beyond the data.
9 years of coding experience
5 years of employment as a software developer
High School, High School at The High School Affiliated to Renmin University of China
Bachelor's degree Statistics Minor in Computer Science, Bachelor's degree Statistics Minor in Computer Science at University of Illinois Urbana-Champaign
Master's degree Data Science Department of Computer and Information Science, Master's degree Data Science Department of Computer and Information Science at University of Pennsylvania
Contributions:21 pushes, 2 branches in 1 year 5 months
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