Summary
Sarthak Gupta is an experienced credit and risk professional with over 13 years in banking, currently serving as Associate Vice President in the Working Capital department at Kotak Mahindra Bank. He has led underwriting for new proposals, data analysis, and skip tracing across diverse financial portfolios, with previous credit management roles at Axis Bank and Shivalik Small Finance Bank. Known for out-of-the-box thinking, he focuses on process improvement, workflow streamlining, and building collaborative teams to drive operational efficiency. Holding an MBA in Finance and Marketing and an MCom in Accounting and Finance, he blends strong academic grounding with practical lending expertise. Based in Uttarakhand, he brings a track record of pragmatic decision-making in high-volume credit operations and a continuous drive to simplify complex underwriting processes.
9 years of coding experience
11 years of employment as a software developer
Master of Commerce - MCom, Accounting and Finance, Master of Commerce - MCom, Accounting and Finance at J. V. Jain College, Saharanpur
Master of Business Administration - MBA, Finance and Marketing, Master of Business Administration - MBA, Finance and Marketing at Graphic Era University, Dehradun
Bachelor of Commerce - BCom, Accounting and Finance, Bachelor of Commerce - BCom, Accounting and Finance at J.V. Jain College, Saharanpur
English, Hindi