Data Scientist - Loss Forecasting (Consumer Credit)
Bengaluru, Karnataka, India
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Summary
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Senior
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Top School
Shreyas Raghavan is a data scientist with nine years of experience specializing in credit risk and loss forecasting, currently building CECL/IFRS9-compliant models for PayPal’s global consumer credit products. He combines hands-on model development—from data engineering and feature design to validation and implementation—with strategic collaboration across finance, accounting and leadership to drive reserve-setting and risk decisions. Previously he led teams at D&B to deliver enterprise-grade risk and fraud solutions, designed data mesh architectures and packaged programmatic access to federated data domains. He also teaches and mentors regularly, bridging academic rigour (MTech in Data Science) with practical deployment experience across stressed markets and regulatory regimes. Notably, he pairs deep domain expertise in credit loss behavior with a track record of translating complex models into clear executive-level decisions.
9 years of coding experience
5 years of employment as a software developer
BITS Pilani, Birla Institute of Technology and Science
Nanodegree, Self-Driving Car Engineer, Nanodegree, Self-Driving Car Engineer at Udacity
Higher Secondary, Higher Secondary at Evergreen Public School , Vasundhara Enclave , Delhi
Bachelor's degree, Information Technology, Bachelor's degree, Information Technology at SRM University
10th Standard, SSC, 10th Standard, SSC at Sommerville School , Vasundhara Enclave , Delhi
Contributions:9 pushes, 1 branch in 2 years 1 month
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Shreyas Raghavan - Data Scientist - Loss Forecasting (Consumer Credit)