Steve Barha

Founder & CEO at Instant Financial

Puerto Rico, United States
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Summary

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Senior
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Top School
Steve Barha is a serial founder and technology executive who has spent over two decades building and exiting enterprise-grade fintech and SaaS companies, most recently founding Cobraste to expand true financial wellness across Latin America and the Caribbean. He previously founded Instant Financial to pioneer responsible earned wage access and served as cofounder and CTO of TIO Networks, which scaled to acquisition by PayPal, and earlier built Web Services QoS leader Santra Technology. Steve blends product and engineering leadership—running CTO, EVP Product, and CEO roles—with deep operational experience in compliance, PCI-DSS, and large-scale system deployments for Fortune clients. Based in Puerto Rico, he stays hands-on in code and open-source, contributing backend fixes and stability improvements to popular projects like spotDL’s spotify-downloader. Known for operating with integrity and urgency, Steve pairs entrepreneurial grit with a track record of shipping reliable, security-conscious platforms at scale.
code10 years of coding experience
job24 years of employment as a software developer
bookB.Sc Computer Science, B.Sc Computer Science at The University of British Columbia
bookCertificate Multimedia, Certificate Multimedia at Vancouver Film School
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Stackoverflow

Stats
729reputation
63kreached
22answers
32questions
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Github Skills (19)

python10
meta10
metadata10
spotify-api10
data-handling10
spotify10
command-line-interface9
command-line9
error-handling9
cli9
android6
angularjs6
bootstrap-dialog6
docker6
slideshow6

Programming languages (8)

TypeScriptRustCSolidityJavaScriptHTMLRubyPython

Github contributions (5)

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spotDL/spotify-downloader

Oct 2018 - Nov 2018

Download your Spotify playlists and songs along with album art and metadata (from YouTube if a match is found).
Role in this project:
userBack-end Developer
Contributions:12 commits, 5 PRs, 20 comments in 24 days
Contributions summary:Steve primarily focused on improving the functionality and stability of the `spotdl/spotify-downloader` repository. Their contributions included bug fixes related to track metadata, such as handling slashes in filenames and adjusting metadata retrieval. The user also refactored token refreshing and implemented changes to the command-line interface behavior. Furthermore, the user made code changes to improve error handling in the download process, enhancing the overall reliability of the application.
songpythonmp3youtubesong-lyrics
Contributions:28 commits, 25 pushes, 1 branch in 4 months
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Steve Barha - Founder & CEO at Instant Financial