Suzana Nikolova
Product Manager Product Owner - Payments & Identity at Netcetera
North Macedonia
Summary
👤
Senior🎓
Top SchoolSuzana Nikolova is a product leader in Payments & Identity with 15+ years at Netcetera, progressing from iOS engineer and tech lead to Product Manager driving Click to Pay, 3DS SDK, delegated authentication and tokenization initiatives. She combines deep technical hands-on experience in mobile SDKs with strategic product ownership, translating complex scheme and compliance requirements into scalable merchant and PSP integrations. Suzana leads cross-functional rollouts across markets, optimizes authentication performance and adoption, and balances security with frictionless checkout experiences. Her background as a Scrum Master and team lead gives her a practical edge in building high-performing, self-organizing teams that deliver in regulated environments. Based in North Macedonia, she pairs academic rigor—a computer science master’s—with a pragmatic focus on merchant enablement and continuous improvement. An underappreciated strength is her ability to bridge low-level SDK architecture details with commercial go-to-market strategy, ensuring technical decisions serve measurable business outcomes.
11 years of coding experience
13 years of employment as a software developer
Master's degree Computer Science, Master's degree Computer Science at Faculty of Computer Science and Engineering - Skopje
Github Skills (2)
ios3
objective-c2
Programming languages (2)
Github contributions (5)
ios-3ds-sdk/Specs
Mar 2019 - Apr 2021
cocoapod specs
Contributions:1 PR, 65 pushes in 2 years 1 month
objective-ccocoapodiosspecs
girders-ios/Specs
Oct 2014 - May 2020
cocoapod specs
Contributions:63 commits, 55 pushes in 5 years 7 months
cocoapodspecs
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