Director, Office Of The CTO - Enterprise Architecture, Technical Debt Management System at Charles Schwab
Georgetown, Texas, United States
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Summary
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Senior
Terry Nederveld is a seasoned enterprise architect and software leader with 15 years of experience driving application architecture and technical debt initiatives at Charles Schwab. Currently director of the Office of the CTO focused on a Technical Debt Management System, he combines hands-on engineering roots with strategic oversight to reduce risk and improve delivery velocity across large organizations. Known for building high-performing, cross-functional teams, he emphasizes clear communication, diverse thinking, and measurable outcomes while leading by integrity and trust. His long tenure at Schwab reflects deep institutional knowledge spanning retirement services, advisor platforms, and enterprise application architecture. Early-career full-stack and systems experience—ranging from ColdFusion and .NET web systems to Windows services and exchange integrations—gives him practical fluency in legacy-modern migrations. He creates environments that empower engineers to realize their potential while pragmatically aligning technical decisions with business value.
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Terry Nederveld - Director, Office Of The CTO - Enterprise Architecture, Technical Debt Management System at Charles Schwab