Summary
Terry Richards is a founder and seasoned executive with over three decades of experience building and advising software and payment systems, currently leading R&R Investments. He previously ran On-Line Strategies Services, delivering comprehensive payment systems consulting and software for growth companies and retailers. Terry’s background spans competitive analysis, financing, franchising, and M&A, making him as comfortable with deal structuring as with technical execution. Early VP roles in Shared Financial Systems and long engagements with InComm reflect deep domain expertise in financial services technology. Based in Richardson, Texas, he pairs business acumen from a Business degree at Tarleton State with a hacker’s curiosity—running Gemini on 9front via Raspberry Pi and operating a vintage BBS—demonstrating hands-on enthusiasm for niche systems and open platforms.
10 years of coding experience
Business, Business at Tarleton State University