Tommy Nicholas is a founder and technology executive with 11 years of experience building product-led startups and scale-ready teams in New York. As co-founder and CEO of Alloy since 2015, he leads a company that helps banks and fintechs manage identity risk, combining deep product instincts with operational leadership. Earlier roles—Head of Product at Knox Payments, founder of The City Swig, and a successful freelance web/mobile practice that produced a viral site with over a million users—reflect his ability to move from idea to traction across consumer and financial products. He blends hands-on engineering experience with customer-focused product strategy and a knack for building teams that ship under ambiguity. An undergraduate in History and African American Studies, he brings a humanities-informed perspective to data-driven risk problems.
11 years of coding experience
6 years of employment as a software developer
Bachelor's History and African American Studies, Bachelor's History and African American Studies at The University of Virginia
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