Xavier De Garay is a Principal Software Engineer with 11 years of experience building full-stack, payments and fintech products across startups and scale-ups. He’s shipped payment, fiscal and insurance platforms at Sofía and drove partnerships engineering at Gusto, combining Ruby on Rails, Python/Django, PHP frameworks and modern JS stacks with AWS-based infrastructure. A former founder and product lead, he repeatedly turns ambiguous product problems into production-ready services and has deep practical experience in offline payments and ride-sharing logistics. Based in Mexico City, he blends an MBA-backed business perspective with hands-on engineering, making him effective at cross-functional leadership and vendor/partner integrations. Notably, his career spans founding multiple ventures and directing microloan operations early on, which gives him uncommon domain empathy for financial product design.
11 years of coding experience
17 years of employment as a software developer
MBA Business Administration and Management General, MBA Business Administration and Management General at Macquarie Business School
Ingeniero Industrial y de Sistemas, Ingeniero Industrial y de Sistemas at Tecnológico de Monterrey
Contributions:4 reviews, 4 PRs, 5 pushes in 3 years 11 months
pythonclient-librarypython-clientstppython3
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Xavier De Garay - Principal Software Engineer at Koltin