Summary
Xinyue Zhou is a data scientist with 10 years of experience building production ML systems across fintech and consumer platforms in the San Francisco Bay Area. She has led end-to-end projects at Credit Karma optimizing email personalization and offer prediction, and at Cash App improving search relevancy and scam/ATO detection using signals from unstructured data. Comfortable with large-scale engineering (Spark, BigQuery, Airflow) and modern ML stacks (TensorFlow, XGBoost, DNNs), she bridges feature engineering, experimentation, and deployment to drive measurable product impact. Her work shows a pattern of turning sparse labeled data into robust intent and recommendation models and designing data collection and annotation processes to scale solutions. A dual master’s holder in Statistics (UC Berkeley) and Computer Science (Georgia Tech), she combines rigorous statistical thinking with practical engineering chops. Though primarily product-focused, she often picks apart noisy third-party sources and craft features that reveal hidden user intents.
10 years of coding experience
9 years of employment as a software developer
Master's degree Statistics, Master's degree Statistics at University of California, Berkeley
Bachelor of Science (BS) Financial Engineering, Bachelor of Science (BS) Financial Engineering at Wuhan University
Master of Science - MS Computer Science, Master of Science - MS Computer Science at Georgia Institute of Technology
Bachelor of Science (BS) Statistics Economics Math(minor), Bachelor of Science (BS) Statistics Economics Math(minor) at University of Illinois Urbana-Champaign
Chinese, English