Yonghyun Cho
Credit Strategy Manager
Seoul, South Korea
Summary
👤
Senior🎓
Top SchoolYonghyun Cho is a Credit Strategy Manager with 11 years of experience blending credit risk analytics and product strategy across leading Korean fintech and card firms. Currently at Toss Bank, he applies expertise in Python, SAS, and R to design data-driven credit policies and BNPL risk frameworks informed by prior roles at Coupang Pay and Shinhan Card. A Yonsei-trained statistician fluent in Korean and English, he bridges quantitative modeling with business development to translate complex risk signals into actionable product decisions. Colleagues rely on him for pragmatic solutions that balance portfolio performance and customer experience, and he often brings engineering practices from Git-centric workflows into credit analytics teams.
11 years of coding experience
Bachelor's degree, Statistics, Bachelor's degree, Statistics at Yonsei University
Github Skills (48)
kotlin10
gatsby-theme10
spring-mvc10
java10
front-end-development10
spring-boot10
querydsl10
gatsbyjs10
jpa10
hoodie10
react-query10
react10
gatsby10
javascript9
spring9
Programming languages (10)
Github contributions (5)
11seconds/meetbowl-frontend
Jan 2022 - Mar 2022
Contributions:1 review, 212 commits, 62 PRs in 1 month
devHudi/java-baseball-precourse
Nov 2021 - Nov 2021
숫자 야구게임 미션을 진행하는 저장소
Contributions:43 commits, 27 pushes, 1 branch in 5 days
spring-bootspringjavascriptjpa
Find and Hire Top DevelopersWe’ve analyzed the programming source code of over 60 million software developers on GitHub and scored them by 50,000 skills. Sign-up on Prog,AI to search for software developers.