Summary
Yunyao Zhang is a Senior Vice President of Risk Management Product with nine years’ experience designing and operating risk systems for major e-commerce platforms across Lazada, Alibaba and earlier fintech firms. She leads product and operational strategy for buyer and seller anti-fraud, marketing protection, platform health and global local risk tooling, translating complex fraud patterns into scalable product solutions. Trained in financial mathematics and statistics, she combines quantitative modeling (scorecards, portfolio risk) with hands-on familiarity in SAS, R, SQL and Python to drive data-informed decision making. Known for clear cross-functional communication and dependable project delivery, she has deep experience steering risk strategy across the full user journey—from new-user growth to payments and aftersales. An operator comfortable at both product and model levels, she brings fintech risk rigor into marketplace safety and content protection.
9 years of coding experience
3 years of employment as a software developer
Bachelor of Science (B.S.), Statistics(major), Economic(minor), 3.89, Bachelor of Science (B.S.), Statistics(major), Economic(minor), 3.89 at Ohio University
University of Minnesota Twin Cities