Zhenjun Xu is a credit portfolio manager with nine years of progressive experience across commercial lending, underwriting, and loan operations in New York, currently leading portfolio oversight at TD. He combines hands-on loan processing expertise with rigorous credit analysis—building cash flow models, collateral evaluations, and remediation plans—to identify and mitigate risk before it impacts performance. Known for streamlining pre- and post-closing workflows, he consistently tightens operational controls to accelerate closings and reduce delinquency. A customer-focused leader, Zhenjun has a track record of strengthening client relationships while coaching teams to deliver hospitality-grade service and measurable process improvements. He holds a finance degree from Queens College and brings a practical blend of analytical discipline and relationship-driven strategy that improves portfolio health and supports business growth.
8 years of coding experience
2 years of employment as a software developer
CFA Institute
Bachelor's degree, Finance, General, Bachelor's degree, Finance, General at Queens College
Contributions:6 PRs, 31 pushes, 8 branches in 1 year 5 months
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