Summary
Zihao Xu is a Trade Finance Manager based in Shanghai with nine years’ experience structuring and managing LCs, collections (DP/DA), bank guarantees and commodity pricing for corporate clients. He blends front-line banking expertise at Bank of China with strong data skills—using Python, databases and machine learning (RNN/CNN, clustering, reinforcement learning) to produce monthly analytics, inform pricing and drive data-driven decisions. Zihao has authored case studies on warranty of title in oil trading, led compliance and transaction monitoring, and piloted assessments of online banking, blockchain and bank-client connection platforms. A part-time MSc in Finance with a FinTech focus and coursework from MITx in Statistics & Data Science underpin his cross-disciplinary approach. Curious by nature, he routinely nudges relationship managers to grow client pipelines and applies practical ML solutions to ad-hoc trade finance problems.
9 years of coding experience
2 years of employment as a software developer
Master of Science in Finance (part-time), Financial technology (FinTech), Master of Science in Finance (part-time), Financial technology (FinTech) at Tongji University
Bachelor of Applied Economics, Finance, General, Bachelor of Applied Economics, Finance, General at Beihang University
Statistics and Data Science, Statistics and Data Science at MITx on edX
Chinese, English